Louisiana Medical Malpractice Insurance: Costs, Statute of Limitations, Requirements & Quotes

Louisiana Medical Malpractice Laws 


Every state, including Louisiana, has deadlines—or statute of limitations—for filing medical malpractice lawsuits. In Louisiana, the statute of limitations is one year.

For no reason can a medical malpractice action be brought forward after three years. The Louisiana Supreme Court deems three years appropriate due to the fact that some diseases have a latency of up to three years. Any wrongful death action must be brought forth within one year of the person's death. The statute of limitations period for those under the age of 18 (minors) and disabled persons is the same for adults and those without disabilities.

Medical malpractice Louisiana: Facts & StatistIcs

  • In 2016, Louisiana had 16,894 licensed physicians within a population of 4,681,666 residents, equaling 361 physicians for every 100,000 people.
  • Medical malpractice suits in 2015 were 44.1 per 100,000 residents, with a total payout of $59 million. This represents a 0.73% decrease from 2014.
  • In 2015, Louisiana ranked 1st in medical malpractice lawsuits.
  • The most common three types of medicine practiced as of 2016 were family medicine/general practice, internal medicine, and pediatrics.
  • According to Medscape, Louisiana is the least desirable state in which to practice medicine.


Costs, Requirements, and Limitations:


Industry Average Cost of a Louisiana Medical Malpractice Insurance Policy: $5,890
 Is Medical Malpractice Insurance Required in Louisiana? Requirements are in place to qualify for state liability reforms.
 Minimum Carrying Requirements in Louisiana: The Louisiana Patient Compensation Fund provides $400,000 for each claim for qualified providers, as well as future medical expenses as they are incurred. Louisiana physicians must have insurance to cover the first $100,000 of any claim and to qualify for participation in the fund. 
 What are the medical malpractice damage caps in Louisiana?The total damage cap is $500,000, with the only exception being future medical care costs. Amounts over $100,000 are paid from the Patient’s Compensation Fund.
 What is the “statute of limitations” for a medical malpractice complaint? 1 year, Louisiana Revised Statutes section 9:5628.



Medical Malpractice Insurance in Louisana
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