Kentucky Medical Malpractice Insurance: Costs, Statute of Limitations, Requirements & Quotes

Kentucky Medical Malpractice Laws 

Every state, including Kentucky, has deadlines—or statute of limitations—for filing medical malpractice lawsuits. The Kentucky medical malpractice statute of limitations is one year from discovery, with a maximum of five years from injury.

Medical malpractice law in Kentucky requires an expert testimony in order to prove that the health care provider did not provide appropriate standards of medical care. In the case of wrongful death, action can be brought about by a relative or personal representative of the deceased (spouse, child, parent, sibling, or power of attorney).

Those filing medical malpractice lawsuits in Kentucky have the burden of proof and must prove that negligence in duty of care, a breach of duty, proof of injury and proximate cause.


Medical Malpractice in Kentucky: Facts & StatistIcs

  • In 2016, Kentucky had 18,526 licensed physicians within a population of 4,436,974 residents, equaling 418 physicians for every 100,000 people.
  • Medical malpractice suits in 2015 were 21.5 per 100,000 residents, with a total payout of $42.8 million. This represents a 20.63% decrease from 2014.
  • In 2015, Kentucky ranked 26th in medical malpractice lawsuits.
  • The most common three types of medicine practiced as of 2014 were family medicine/general practice, internal medicine, and pediatrics.

Costs, Requirements, and Limitations:

Industry Average Cost of a Kentucky Medical Malpractice Insurance Policy: $9,959
 Is Medical Malpractice Insurance Required in Kentucky? No, but protecting assets is recommended.
 Minimum Carrying Requirements in Kentucky: None, but as mentioned it is highly recommended.
 What are the medical malpractice damage caps in Kentucky?None, which means plaintiffs can pursue larger totals of compensation than in other states.
 What is the “statute of limitations” for a medical malpractice complaint? 1 year, Kentucky Revised Statutes section 413.140.



Medical Malpractice Insurance in Kentucky
Save 25%* on Your Premiums with Capson!