Medical Malpractice Insurance in Iowa: Costs, Limitations, Requirements & Quotes

Medical Malpractice Laws in Iowa

Every state, including Iowa, has deadlines—or statute of limitations—for filing medical malpractice lawsuits. In Iowa, the standard deadline is two years after the date upon which the claimant knew or reasonably should have known of the injury or death. Claimants may not bring action more than six years after the date of the alleged wrongful act, unless the action involves a retained foreign object.

Iowa uses the doctrine of modified comparative negligence which states that a claimant’s action is barred if his negligence exceeds the combined negligence of all other parties. If that is not the case, the claimant’s recovery is diminished in proportion to his degree of negligence.

According to Medscape, Iowa is the 4th best state in which to practice medicine. It also states that Iowa has the 5th least expensive annual malpractice liability insurance.

Iowa Notable Medical Malpractice Facts & StatistIcs

In 2016, Iowa had 11,931licensed physicians within a population of 3,134,693
residents, equaling 381 physicians for every 100,000 people. Medical malpractice suits in 2015 were 15.2 per 100,000 residents, with a total payout of $17.9 million. This represents a 20.1% decrease from 2014. In 2015, Iowa ranked 42nd in medical malpractice lawsuits. The most common three types of medicine practiced as of 2016 were family medicine/general practice, internal medicine, and pediatrics.


• Industry Average Cost of an Iowa Medical Malpractice Insurance Policy: $9,823
 Is Medical Malpractice Insurance Required in Iowa? No, but protecting assets is recommended.
 Minimum Carrying Requirements in Iowa: None, but as mentioned it is highly recommended.
 What are the medical malpractice damage caps in Iowa?None, which means plaintiffs can pursue larger totals of compensation than in other states.
 What is the “statute of limitations” for a medical malpractice complaint? 2 years, Iowa Code section 614.1.



Medical Malpractice Insurance in Iowa
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