Your premium is driving significant industry profitability.
Today, approximately 30% of your premium goes toward subsidizing your insurance carrier’s operating costs. Because their profitability has been so high, they’ve had no incentive to reduce these costs.
We challenge the status quo.
Capson has created Med Mal 2.0, our direct response to an industry reluctant to change. We’ve replaced outdated underwriting and policy issuance processes with streamlined processes and sophisticated, physician-friendly technology – eliminating massive industry operating costs. As a result, we’ve cut the industry’s average operating costs in half. No more antiquated 15-page application, two weeks of manual underwriting, or excessive personnel processing and pushing paper policies.
With over 50 years representing more than 20,000 physicians, we’re obsessed with the inefficiency, complacency, and marketing manipulation we’ve seen in the medical liability insurance industry, all of which make it harder and more expensive for you to protect yourself.
Lower cost, broader coverage, better programs.
Med Mal 2.0 is about reducing your premium, while providing you with a policy that is broader in coverage, specific to today’s risk, and significantly easier to acquire.
For example, by simply participating in our “Retire When You Want™” program, you no longer risk losing your existing earned free tail. And of course, we provide full prior acts coverage back to your retroactive date.
And for the first time ever, individual physicians and small group practices can enjoy the exact same rate and service typically reserved for large group practices and systems.
Our technology drives your premium down.
Our intelligent technology and a commitment towards maintaining low operating costs can save you thousands of dollars in time and premium, while significantly enhancing your protection. For the first time, you’re in control of how you buy, when you buy, and most importantly, what you buy.
